Business Loans/ LOC

Business Loans to 300k, LOC’s to 55k

Is your business in dire need of immediate cash? Advantage Capital Investments can provide your business with the short term capital that it needs. Utilize our Business loans or a Lines of Credit to fill the gap in your business cash flow. These short term loans have easy qualification, simplified process, and fast funding.

Business Loan Details

  • Loan Amounts up to $300,000
  • Minimum credit score of 620
  • Repayment Terms up to 18 months
  • Minimum 3 years in Business
  • UCC Filing and Personal Guarantee required
  • Loan priced with Loan Rate Factor. Pricing similar to a Merchant loan advance
  • Only 3 months bank statements required for loans up to $150,000
  • Loans over $150,000 require most recent tax return, balance sheet, profit and loss
  • Prohibited Businesses: Adult Entertainment, Auto Dealers (new & used), Bail Bonds, Car Services (Uber, Lyft, etc.), Casinos, Flea Markets, Influencers, Law Firms, Lending Services, Marijuana-related Businesses, Churches / Religious Organizations, Collection Agencies, Consumer Debt Counseling Services, Direct / Multi-Level Marketing, Firearms/Ammunitions, Money Services, Banks, Virtual Currency, Nightclubs, Non-Profit Organizations, Real Estate Investors, Sanctioned Business (OFAC, SDN), Vape Shop
  • No open bankruptcies allowed; must have been discharged at least a year with at least one active trade line.
  • Tax Liens/Judgements
  • Personal tax liens cannot exceed $150,000
  • Business tax liens and business judgments under $105,000—no paperwork needed; between $105,000 and $150,000—must be on a payment plan and last 2 months of payments are required; over $150,000—unqualified

Line Of Credit (LOC) Details

Funds for Real Estate Purchase, Construction, Property

  • Loan Amount up to $55,000
  • Minimum Credit Score of 620
  • Repayment Terms up to 18 months
  • Minimum 3 years in Business
  • Minimum Draw amount is $1,000
  • The first draw will be required at account opening and this will be carried out similar to a weekly loan. The client has the option to choose whether to take the entire line or just a portion of it.
  • UCC Filing and Personal Guarantee required
  • Loan priced with Loan Rate Factor. Pricing similar to a Merchant loan advance
  • Only 3 months bank statements required
  • Prohibited Businesses: Adult Entertainment, Auto Dealers (new & used), Bail Bonds, Car Services (Uber, Lyft, etc.), Casinos, Flea Markets, Influencers, Law Firms, Lending Services, Marijuana-related Businesses, Churches / Religious Organizations, Collection Agencies, Consumer Debt Counseling Services, Direct / Multi-Level Marketing, Firearms/Ammunitions, Money Services, Banks, Virtual Currency, Nightclubs, Non-Profit Organizations, Real Estate Investors, Sanctioned Business (OFAC, SDN), Vape Shop
  • No open bankruptcies allowed; must have been discharged at least a year with at least one active trade line.
  • Tax Liens/Judgements

Personal tax liens cannot exceed $150,000

Business tax liens and business judgments under $105,000—no paperwork needed; between $105,000 and $150,000—must be on a payment plan and last 2 months of payments are required; over $150,000—unqualified

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