Is your business in dire need of immediate cash? Advantage Capital Investments can provide your business with the short term capital that it needs. Utilize our Business loans or a Lines of Credit to fill the gap in your business cash flow. These short term loans have easy qualification, simplified process, and fast funding.

Business Loan Details

  • Loan Amounts up to $300,000
  • Minimum credit score of 620
  • Repayment Terms up to 18 months
  • Minimum 3 years in Business
  • UCC Filing and Personal Guarantee required
  • Loan priced with Loan Rate Factor. Pricing similar to a Merchant loan advance
  • Only 3 months bank statements required for loans up to $150,000
  • Loans over $150,000 require most recent tax return, balance sheet, profit and loss
  • Prohibited Businesses: Adult Entertainment, Auto Dealers (new & used), Bail Bonds, Car Services (Uber, Lyft, etc.), Casinos, Flea Markets, Influencers, Law Firms, Lending Services, Marijuana-related Businesses, Churches / Religious Organizations, Collection Agencies, Consumer Debt Counseling Services, Direct / Multi-Level Marketing, Firearms/Ammunitions, Money Services, Banks, Virtual Currency, Nightclubs, Non-Profit Organizations, Real Estate Investors, Sanctioned Business (OFAC, SDN), Vape Shop
  • No open bankruptcies allowed; must have been discharged at least a year with at least one active trade line.
  • Tax Liens/Judgements
  • Personal tax liens cannot exceed $150,000
  • Business tax liens and business judgments under $105,000—no paperwork needed; between $105,000 and $150,000—must be on a payment plan and last 2 months of payments are required; over $150,000—unqualified

Line Of Credit (LOC) Details

  • Loan Amount up to $55,000
  • Minimum Credit Score of 620
  • Repayment Terms up to 18 months
  • Minimum 3 years in Business
  • Minimum Draw amount is $1,000
  • The first draw will be required at account opening and this will be carried out similar to a weekly loan. The client has the option to choose whether to take the entire line or just a portion of it.
  • UCC Filing and Personal Guarantee required
  • Loan priced with Loan Rate Factor. Pricing similar to a Merchant loan advance
  • Only 3 months bank statements required
  • Prohibited Businesses: Adult Entertainment, Auto Dealers (new & used), Bail Bonds, Car Services (Uber, Lyft, etc.), Casinos, Flea Markets, Influencers, Law Firms, Lending Services, Marijuana-related Businesses, Churches / Religious Organizations, Collection Agencies, Consumer Debt Counseling Services, Direct / Multi-Level Marketing, Firearms/Ammunitions, Money Services, Banks, Virtual Currency, Nightclubs, Non-Profit Organizations, Real Estate Investors, Sanctioned Business (OFAC, SDN), Vape Shop
  • No open bankruptcies allowed; must have been discharged at least a year with at least one active trade line.
  • Tax Liens/Judgements

Personal tax liens cannot exceed $150,000

Business tax liens and business judgments under $105,000—no paperwork needed; between $105,000 and $150,000—must be on a payment plan and last 2 months of payments are required; over $150,000—unqualified