Is your business in dire need of immediate cash? Advantage Capital Investments can provide your business with the short term capital that it needs. Utilize our Business loans or a Lines of Credit to fill the gap in your business cash flow. These short term loans have easy qualification, simplified process, and fast funding.
Business Loan Details
- Loan Amounts up to $300,000
- Minimum credit score of 620
- Repayment Terms up to 18 months
- Minimum 3 years in Business
- UCC Filing and Personal Guarantee required
- Loan priced with Loan Rate Factor. Pricing similar to a Merchant loan advance
- Only 3 months bank statements required for loans up to $150,000
- Loans over $150,000 require most recent tax return, balance sheet, profit and loss
- Prohibited Businesses: Adult Entertainment, Auto Dealers (new & used), Bail Bonds, Car Services (Uber, Lyft, etc.), Casinos, Flea Markets, Influencers, Law Firms, Lending Services, Marijuana-related Businesses, Churches / Religious Organizations, Collection Agencies, Consumer Debt Counseling Services, Direct / Multi-Level Marketing, Firearms/Ammunitions, Money Services, Banks, Virtual Currency, Nightclubs, Non-Profit Organizations, Real Estate Investors, Sanctioned Business (OFAC, SDN), Vape Shop
- No open bankruptcies allowed; must have been discharged at least a year with at least one active trade line.
- Tax Liens/Judgements
- Personal tax liens cannot exceed $150,000
- Business tax liens and business judgments under $105,000—no paperwork needed; between $105,000 and $150,000—must be on a payment plan and last 2 months of payments are required; over $150,000—unqualified
Line Of Credit (LOC) Details
- Loan Amount up to $55,000
- Minimum Credit Score of 620
- Repayment Terms up to 18 months
- Minimum 3 years in Business
- Minimum Draw amount is $1,000
- The first draw will be required at account opening and this will be carried out similar to a weekly loan. The client has the option to choose whether to take the entire line or just a portion of it.
- UCC Filing and Personal Guarantee required
- Loan priced with Loan Rate Factor. Pricing similar to a Merchant loan advance
- Only 3 months bank statements required
- Prohibited Businesses: Adult Entertainment, Auto Dealers (new & used), Bail Bonds, Car Services (Uber, Lyft, etc.), Casinos, Flea Markets, Influencers, Law Firms, Lending Services, Marijuana-related Businesses, Churches / Religious Organizations, Collection Agencies, Consumer Debt Counseling Services, Direct / Multi-Level Marketing, Firearms/Ammunitions, Money Services, Banks, Virtual Currency, Nightclubs, Non-Profit Organizations, Real Estate Investors, Sanctioned Business (OFAC, SDN), Vape Shop
- No open bankruptcies allowed; must have been discharged at least a year with at least one active trade line.
- Tax Liens/Judgements
Personal tax liens cannot exceed $150,000
Business tax liens and business judgments under $105,000—no paperwork needed; between $105,000 and $150,000—must be on a payment plan and last 2 months of payments are required; over $150,000—unqualified